A magnetic-stripe reader/writer reads or changes data on a compatible card’s stripe. This guide explains the workflow, software checks and the difference between encoding an identifier and changing a backend account or EMV chip.
What Is A Magnetic Stripe Reader Writer?
A Magnetic Stripe Card Reader or MSR Reader Writer is a device used to read and write data on magnetic stripe cards. It is commonly used for encoding and decoding information on credit cards, identification cards, and other types of magnetic stripe cards.
The MSR605, MSR606, and MSRx6 are all examples of magnetic stripe reader writers, each with their own specific features and capabilities.
The MSR909 reader writer is an upgraded version of the MSR605, MSR605x, MSR606 and MSRx6. It has the same function of reading and writing magnetic cards while also being more lightweight and USB-powered, without any extra power supply and driver setup needed.
MSR909 Specifications
Our MSR909 is a magnetic-stripe reader/writer. Use the exact product record and current software documentation to confirm supported tracks, card coercivity, connection and operating system before ordering.
Magnetic-stripe support does not establish EMV contact-chip or NFC capability. Confirm the current software version and supported operating systems for your computer.
How do credit card reader writers work?
A magnetic-stripe reader senses the encoded magnetic pattern as the card is swiped. A writer changes that pattern to encode data in a compatible track format.
Writing an identifier to a gift or loyalty card does not set its balance or activate the account. The operator’s backend system controls those records; a stripe writer also does not program the EMV chip.
How do you use a card reader writer?
Many of you might have watched the video of Nathan Seidle on magnetic card readers. He has provided detailed step-by-step tutorials. But he uses a card reader and a writer separately.
Below, we have found videos for you to use with specific cards you want to read and write, with a single card reader writer.
Using MSR Reader Writer for Gift Cards
Using MSR Reader Writer for Credit Cards
MSR Reader Writer Software Download
The software is specifically designed to be used with our MSR909 credit card reader writer. It’s free to use upon the purchase of MSR909. You'll also receive 20 blank magnetic cards for testing.
Get MSR909 Reader Writer & Download Software for Free
Have a Writer, Just Need the Software?
If you already have a credit card reader writer and would only need the writer software, you can get the software download link here.
Download the MSR909 Reader Writer Software
Download the MSR605X 3-Track Card Encode Software
FAQ
What kinds of information are encoded on the magnetic stripe?
Typically, the magnetic stripe contains the cardholder's name, card number, expiration date, and sometimes additional data or customer identification such as an ID number.
Can I use MSR909 to read and write data on a credit card?
While card readers and writers are available for purchase, it's important to note that using a magnetic card reader/writer for unauthorized purposes can result in legal implications. It's essential to only use such devices in compliance with applicable laws and regulations.
Are there different tracks on a magnetic stripe?
Magnetic-stripe cards can have three tracks, with content determined by the application and encoding format. Do not confuse stripe data with the printed card verification code or an EMV chip’s cryptographic functions.
Can MSR909 read all three tracks?
Yes, MSR909 can read all three tracks of magnetic cards using the software. Be sure to verify the compatibility with the cards you want to use.
Can MSR909 program loyalty cards or gift cards?
The writer can encode compatible magnetic-stripe data for an authorized card system. The operator must define the required track format and enroll or activate the account; copying stripe data does not create gift-card value.
What is the format of Magstripe encoding?
The most common format for credit card data is specified by the ISO/IEC 7811 standard, which defines the layout of the three tracks and the data structure.
What is the difference between a smart card reader and a magnetic stripe reader?
A smart card reader communicates directly with the microprocessor chip on the card, allowing for secure data exchange and authentication. On the other hand, a magnetic stripe reader captures the data encoded on the stripe through magnetic sensors and does not communicate directly with the card itself.
